Current fires in Australia are introducing circumstances we have never experienced, and we have never considered to prepare for. Unfortunately, this could be our way of life in the future, so we all need to start thinking how to prepare ourselves should this happen to us. It made me think: “How can I help and provide assistance and advice within my professional capacity of financial planning”? As an answer to this question, I have prepared some recommendations that should help you be prepared financially for disaster:
Investors have faced a low-growth environment with low yield for some time now and this does not appear to be changing anytime soon. Global economic activity is slowing notably, reflecting a combination of factors affecting the major economies. Historically investors who look for income in the form of interest payments – also called yield
Worries about the US trade wars and global growth are continuing to cause volatility in investment markets. While the risks have increased, we remain of the view that recession is unlikely. Share markets may still fall further on trade war fears and this may even be necessary to remind both sides of the need for a deal. However, we regard the fall in share markets .....
Housing is the most important asset owned by the majority of Australian households, according to the Reserve Bank of Australia (RBA). A house not only serves as a place to live, but as a long-term investment, a measure of household wealth and a source of consumer spending. Therefore, a change in house prices can have a knock-on effect on a number of variables, such as wealth perception, consumer spending, interest rates and the overall health of the economy. Existing and potential homeowners and investors alike are keeping a close eye on the current downturn in house prices.
Customers warned of emails offering gift cards A warning has been issued over a fake Woolworths email claiming to hold a customer survey.
With tap and go payments becoming ever more popular and the advent of instant transfers between domestic bank accounts, how much longer will we be using cash as a form of payment? Unfortunately, the convenience of tap and go payments may end up having a negative impact on our ability to keep our spending within reasonable limits.