Is your retirement on track? The Australian Super system is the fourth largest in the world and provides Australians with the opportunity to save for and provide for their retirement years. Whilst this system will likely serve Gen Ys and younger generations well, the reality is many Australians today are approaching retirement with unhealthy Super balances. This is attributed to increasing life spans, the effects of the GFC on Super balances and the fact that the Superannuation guarantee only started in 1992 and is leaving older workers underfunded.